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Warranties

Warranties Warranties

We understand how important it is that you feel confident that your investment property is covered for any unexpected events including non-payment of rent, which is why we have developed our specialist warranty products.  These products provide you with additional peace of mind for a very reasonable price.

Please click on a header below for more information on our warranty services:

Smart Rental Protection +

A 6 or 12 month Smart Rental Protection + warranty which comes with the following benefits:

  • Covers loss of rent up to £3,000 per calendar month should a tenant fall into arrears.
  • Covers loss of rent for up to 4/5 months (the first months rental should be paid in advance so will not be covered). On a 6 month warranty the client is covered for up to 4 months arrears, and up to 5 months arrears on a 12 month warranty.
  • Transferable benefit – If tenants vacate and you have remaining months left on the warranty you can transfer the benefit on to the new tenancy agreement.
  • Covers the first months unpaid rental meaning there is no exclusion period.
  • Covers legal expenses authorised/incurred by FCC Paragon, including court costs to obtain vacant possession following non payment of rent (up to a maximum total benefit of £25,000)

Available for a 6 or 12 month period depending on the length of the tenancy and can be simply renewed if required
Please note all tenants and guarantors if applicable must undergo and pass a Paragon Advance Full Reference.

Please contact us on 0844 375 9612 for more information on the Smart Rental Protection + warranty.

Smart Rental Protection

A 6 or 12 month Smart Rental Protection warranty which comes with the following benefits:

  • Covers loss of rent up to £3,000 per calendar month should a tenant fall into arrears.
  • Covers loss of rent for up to 4/5 months (the first months rental should be paid in advance so will not be covered). On a 6 month warranty the client is covered for up to 4 months arrears, and up to 5 months arrears on a 12 month warranty. Unlike our Smart Rental Protection + warranty, the first months unpaid rent whenever it falls is not covered.
  • Transferable benefit – If tenants vacate and you have remaining months left on the warranty you can transfer the benefit on to the new tenancy agreement.
  • Covers legal expenses authorised/incurred by FCC Paragon, including court costs to obtain vacant possession following non payment of rent (total combined benefit up to a maximum of £25,000).
  • Available for 6 or 12 months (must run in line with the length of the tenancy agreement) and can easily be renewed.
  • All Tenants and Guarantors if applicable must undergo and pass FCC Paragon’s full referencing process.

Please contact us on 0844 375 9612 for more information on the Smart Rental Protection warranty.

Smart Deposit Warranty

10 years ago Paragon Advance recognised the potential problems for both Landlords and tenants when it comes to deposits on rental properties. With more and more legislation which Landlords have to adhere to for holding tenants deposits and the increasing cost of living which may mean tenants can’t afford the upfront cost of a deposit. For the last 10 years we have successfully been providing alternative deposit products, which benefit both the Landlord and the tenant. It allows the tenant to move into a property without having to find a large, sometimes unaffordable upfront sum, as well as covering the Landlord for damage to the property without them having to worry about holding a tenants deposit.

Benefits for Tenants

  • No large upfront deposit has to be paid, just a small fee to us for providing the warranty cover.
  • Tenants can move into properties quicker as they won’t have to save for a deposit or wait for their deposit on a previous property to be released from a deposit scheme.
  • Tenants become a more attractive proposition to Landlords as they can move in quicker.
  • Tenants can move out without the worry of having to wait for their deposit to be repaid to them.

Benefits for Landlords

  • Landlords can attract a wider range of tenants by not having to ask them to provide a deposit.
  • Landlords do not have to worry about holding a tenants deposit in a costly national scheme.
  • Landlords have damage (dilapidations) cover for up to 2 months rental value. The normal deposit taken from a tenant is between 4 and 6 weeks rent (this could reduce even further should the proposed tenant fee ban changes be implemented), so the landlord actually has increased protection using our Smart Deposit Warranty contract.
  • If a claim is accepted, Paragon Advance process payment within a 14 day period so the Landlord doesn’t have to wait too long. This may not be the case if requesting a tenant’s deposit out of a national scheme.

For more information on the Smart Deposit Warranty please contact us on 0844 375 9612